Modified TRX insurance

[misterdimwiddy]

Just found out at the weekend that a 'day light MOT' has no requirement for any lights; even a brake light surprisingly. No speedo needed either.

Means I can MOT my track day only TRX and use it more than 4 or 5 times a year.

Has anyone had experience getting insurance for a bike having declared performance modifications (878, FCR's, Akro etc)? Broker/insurance recommendations would be welcome from those with similar spec bikes.

It's going to be an obvious pull looking like it does and I want to ensure that I am totally legal insurance wise for when I am stopped. At 104dB's it may not take long.

Can't imagine that it is so difficult to arrange or prohibitively expensive; there are so many performance mod'd bikes about just on this forum, unless no one is saying a word about the performance changes that have been made.

Thanks in advance.

[phuk72]

Ebike - that's how I insured mine

And be aware, the requirements for an MOT are not the same as the requirements to legally use on the road. For example, you MUST have a speedo for the road.

And also that riding without a brake light is potentially very dangerous

[misterdimwiddy]

Thanks Pete. I will give Ebike a go.

I have already fitted a rear light with brake light because I felt it was daft/dangerous not to have one.

Sounds like more research is needed on the subject before I throw myself at the law...........or simply fit a speedo.

[phuk72]

A £4.99 bicycle computer from Tesco solves all your problems

[Silver]

I did a little bit of research into the Daylight MOT and what i found was that you need a brake light and it must be triggered by both front and back levers. Dont think i will bother with mine. It will stay as just a track bike.
Dave

[phuk72]

I did a little bit of research into the Daylight MOT and what i found was that you need a brake light and it must be triggered by both front and back levers. Dont think i will bother with mine. It will stay as just a track bike.
Dave

Dave, you don't need a brake light but if you do have one then yes, it does have to be triggerred by both.

Also, be aware that the term daylight MOT is somewhat innacurate and and a smart arse copper can do you for riding in any form of reduced visibility (e.g. drizzle, fog or a generally grey day!)

[Kayla]

You only need a brake light for the MOT if you have all the other lights fitted (all or nothing), you do need a stop/brake light fitted to comply with the Contruction & Use regs to be able to ride on the road (legally). The MOT test regs are different to the C&U regs the police use.

There's no such thing as a 'daytime/daylight' MOT, it's just that the bike happened to have the lights removed or taped over at the time of testing. Whether you get an advisory for it or not is down to the MOT tester's discretion.

It's surprising how little you can get away with to get an MOT on a bike- you don't need lights, speedo, chainguard, mirrors or a sidestand. You do need a speedo (reading road speed, so a GPS won't do), chainguard and a stop/brake light to be able to ride on the road and not get into (too much!) trouble from the police if you're stopped.

[phuk72]

It's surprising how little you can get away with to get an MOT on a bike- you don't need lights, speedo, chainguard, mirrors or a sidestand. You do need a speedo (reading road speed, so a GPS won't do), chainguard and a stop/brake light to be able to ride on the road and not get into (too much!) trouble from the police if you're stopped.

It's also very interesting what you should (stricly speaking) have. Any bike with the space to carry a pillion must have pillion footrests - I had an old TDR fail for that!!!!

[Jak]

A £4.99 bicycle computer from Tesco solves all your problems

wouldn't they just go up to 20 or 30 though? or do they assume all cyclists are Tour de France level

[M.V.]

A £4.99 bicycle computer from Tesco solves all your problems

wouldn't they just go up to 20 or 30 though? or do they assume all cyclists are Tour de France level

Most of them have 3 digits, so 999 would be the theoretical top speed. Should be enough for a TRX

[greyfear]

Hi there
Regarding daytime mots
In the eyes of the police if headlights can be visibly seen to light up the tarmac in front of you then you should have them on.
Also if you do have pillion footpegs on then your required by the police to have a chainguard and hugger fitted

And imo regarding insurance oem parts are standard. Just depends if you want them valued on your bike insurance really.

[Mincehead]

it`s still not illegal to ride in daylight with lights off in the UK, I REFUSE to bend to suit the Stasi in any way so don`t!

[CASS]

Beware trying to use a cycle computer on a motorbike If it is wireless as they all seem to be now . the ignition sparks get through and override the signal i know i tried!

[phuk72]

[quote="greyfearAlso if you do have pillion footpegs on then your required by the police to have a chainguard and hugger fitted
.[/quote]

I'm sorry that this is plain wrong. There no requirement to have a hugger fitted.

[Mincehead]

Agreed, even a front mudguard is often overlooked by MOT testers if not fitted.